:root{--navy:#06183d;--navy2:#0b285d;--ink:#10213f;--muted:#62708a;--aqua:#13d9d1;--aqua-dark:#087f7c;--coral:#c9433d;--soft:#f4f7fb;--white:#fff;--line:#dce3ec;--shadow:0 18px 55px rgba(5,23,58,.12);--radius:22px;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font:16px/1.65 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}body.menu-open{overflow:hidden}a{color:inherit}button,input,select{font:inherit}.container{width:min(calc(100% - 40px),var(--max));margin-inline:auto}.narrow{max-width:800px}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}.skip-link{position:absolute;left:-9999px;top:8px;background:#fff;padding:10px;z-index:10000}.skip-link:focus{left:8px}.site-header{height:82px;background:rgba(6,24,61,.98);color:#fff;position:sticky;top:0;z-index:1000;border-bottom:1px solid rgba(255,255,255,.1)}.nav-wrap{height:100%;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;font-weight:760;line-height:1.1}.brand b{display:block;color:var(--aqua)}.logo{display:grid;place-items:center;width:48px;height:48px;border-radius:50%;background:var(--aqua);color:var(--navy);font-size:25px;font-weight:900}.main-nav{display:flex;align-items:center;gap:28px}.main-nav a{text-decoration:none;font-size:15px;font-weight:700;color:#dce7fa}.main-nav a:hover,.main-nav a:focus{color:var(--aqua)}.nav-cta{padding:11px 17px;border-radius:999px;background:var(--coral);color:#fff!important}.menu-toggle{display:none;width:46px;height:42px;border:1px solid rgba(255,255,255,.3);background:transparent;border-radius:10px;padding:10px}.menu-toggle>span:not(.sr-only){display:block;height:2px;background:#fff;margin:4px}.hero{background:var(--navy);color:#fff}.home-hero{min-height:610px;display:grid;align-items:center;background-image:linear-gradient(90deg,rgba(4,20,53,.99) 0%,rgba(4,20,53,.94) 48%,rgba(4,20,53,.25) 100%),url('/hero-brand.webp');background-size:cover;background-position:center}.hero-copy{max-width:690px;padding-block:90px}.eyebrow{margin:0 0 12px;color:var(--aqua-dark);font-size:13px;font-weight:850;text-transform:uppercase;letter-spacing:.13em}.hero .eyebrow,.dark .eyebrow{color:var(--aqua)}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(42px,6vw,76px);line-height:1.02;letter-spacing:-.045em;margin-bottom:25px}h2{font-size:clamp(30px,4vw,47px);line-height:1.12;letter-spacing:-.035em}h3{font-size:22px;line-height:1.25}.home-hero h1 span{color:var(--aqua)}.home-hero 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.section-head>p{color:#b8c7e1}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.course-card{display:flex;flex-direction:column;min-height:330px;padding:28px;border:1px solid var(--line);border-radius:var(--radius);text-decoration:none;box-shadow:0 6px 24px rgba(5,23,58,.05);transition:transform .2s,box-shadow .2s}.course-card:hover,.course-card:focus{transform:translateY(-5px);box-shadow:var(--shadow)}.card-icon{display:grid;place-items:center;width:52px;height:52px;border-radius:15px;background:#e7fbfa;color:var(--aqua-dark);font-size:27px;margin-bottom:22px}.tag{color:var(--aqua-dark);font-size:12px;font-weight:850;text-transform:uppercase;letter-spacing:.1em}.course-card h3{margin:9px 0}.course-card p{color:var(--muted)}.card-link{margin-top:auto;color:var(--coral);font-weight:800}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.steps article{padding-top:22px;border-top:2px solid var(--aqua)}.steps 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h1{font-size:clamp(40px,5vw,66px)}.hero-lead{font-size:20px;color:#d9e4f7}.breadcrumbs{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:34px;color:#afbed8;font-size:14px}.hero-points{padding:0;list-style:none}.hero-points li{margin:8px 0}.hero-points li:before,.check-list li:before{content:'✓';color:var(--aqua);font-weight:900;margin-right:10px}.lead-form{background:#fff;color:var(--ink);padding:27px;border-radius:24px;box-shadow:var(--shadow)}.form-head{display:flex;gap:13px;align-items:center;margin-bottom:19px}.form-head>span{display:grid;place-items:center;width:44px;height:44px;border-radius:12px;background:#e7fbfa;color:var(--aqua-dark);font-size:23px}.form-head h2{font-size:23px;margin:0}.form-head p{color:var(--muted);font-size:13px;margin:2px 0}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}.form-grid label{display:flex;flex-direction:column;gap:5px;font-size:13px;font-weight:750}.form-grid .full{grid-column:1/-1}.form-grid input,.form-grid select{width:100%;min-height:44px;padding:10px;border:1px solid #bdc9da;border-radius:9px;background:#fff;color:var(--ink)}.form-grid input:focus,.form-grid select:focus{outline:3px solid rgba(19,217,209,.24);border-color:var(--aqua-dark)}.consent{display:flex;gap:9px;align-items:flex-start;font-size:12px;line-height:1.4;margin:15px 0}.consent input{margin-top:3px}.form-status{display:none;background:#e9fbf5;border-left:4px solid #15956d;padding:12px;margin:13px 0 0}.form-status.show{display:block}.demo-note{font-size:11px;color:var(--muted);margin:12px 0 0}.fact-band{background:#eef5fa;border-bottom:1px solid var(--line)}.facts{display:grid;grid-template-columns:repeat(3,1fr)}.facts div{padding:24px;border-right:1px solid var(--line)}.facts div:last-child{border:0}.facts span,.facts strong{display:block}.facts span{font-size:12px;text-transform:uppercase;letter-spacing:.1em;color:var(--muted)}.facts strong{font-size:20px}.prose{font-size:17px}.prose section{margin-bottom:50px}.prose h2{font-size:32px}.prose li{margin:.45em 0}.check-list{list-style:none;padding:0}.check-list li{margin:.65em 0}.sources{border-top:1px solid var(--line);padding-top:30px}.sources a{color:var(--navy2);font-weight:700}.band{background:var(--coral);color:#fff;padding:44px 0}.band .container{display:flex;align-items:center;justify-content:space-between;gap:25px}.band h2{margin:0;max-width:650px}.page-hero .eyebrow{color:var(--aqua)}.page-hero{background:var(--navy);color:#fff;padding:75px 0}.page-hero h1{font-size:55px}.not-found{min-height:65vh;display:grid;place-items:center;text-align:center;padding:70px 0}.site-footer{background:#03102b;color:#c9d5e9;padding:62px 0 24px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:55px}.footer-grid h2{font-size:14px;color:#fff;text-transform:uppercase;letter-spacing:.12em}.footer-grid>div>a:not(.brand){display:block;margin:8px 0;text-decoration:none}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:42px;padding-top:20px;font-size:13px}@media(max-width:960px){.cards{grid-template-columns:1fr 1fr}.guide-hero .hero-grid{grid-template-columns:1fr}.lead-form{max-width:680px}.article-grid{grid-template-columns:1fr}.sticky{position:static}}@media(max-width:860px){.section-head{display:block}.steps{grid-template-columns:1fr}.split{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}.is-mobile .menu-toggle{display:block}.is-mobile .main-nav{display:none;position:fixed;left:0;right:0;top:82px;bottom:0;width:100vw;height:calc(100dvh - 82px);padding:28px 20px;background:var(--navy);flex-direction:column;align-items:stretch;overflow-y:auto;z-index:9999}.is-mobile .main-nav.open{display:flex}.is-mobile .main-nav a{padding:14px;border-bottom:1px solid rgba(255,255,255,.12)}.is-mobile .nav-cta{text-align:center;border:0}.is-mobile .menu-toggle[aria-expanded=true]>span:first-child{transform:translateY(6px) rotate(45deg)}.is-mobile .menu-toggle[aria-expanded=true]>span:nth-child(2){opacity:0}.is-mobile .menu-toggle[aria-expanded=true]>span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}@media(max-width:560px){.container{width:min(calc(100% - 28px),var(--max))}.site-header{height:72px}.logo{width:42px;height:42px}.brand{font-size:14px}.is-mobile .main-nav{top:72px;height:calc(100dvh - 72px)}h1{font-size:41px}.home-hero{min-height:620px;background-position:62% center}.hero-copy{padding-block:65px}.home-hero .hero-copy>p:not(.eyebrow),.hero-lead{font-size:18px}.section{padding:62px 0}.cards{grid-template-columns:1fr}.course-card{min-height:285px}.guide-hero .hero-grid{padding:48px 0;gap:30px}.guide-hero h1{font-size:39px}.lead-form{padding:20px 16px}.form-grid{grid-template-columns:1fr}.form-grid .full{grid-column:auto}.facts{grid-template-columns:1fr}.facts div{border-right:0;border-bottom:1px solid var(--line)}.band .container{align-items:flex-start;flex-direction:column}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.page-hero h1{font-size:42px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.hero-grid-single{grid-template-columns:minmax(0,760px)}
.tool-heading{display:flex;align-items:end;justify-content:space-between;gap:28px;margin-bottom:24px}.tool-heading>div{max-width:820px}.tool-heading h2,.quote-heading h2{margin:.15em 0}.privacy-note{padding:14px 18px;border:2px solid var(--aqua-dark);border-radius:14px;background:#f1fffe;color:var(--ink)}.matrix-notices{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:22px 0}.matrix-notices p{margin:0;padding:16px;border-left:5px solid var(--navy2);background:var(--soft);border-radius:8px}.matrix-scroll-hint{display:none;margin:0 0 10px;color:var(--navy2);font-size:15px;font-weight:750}.matrix-scroll{overflow-x:auto;border:1px solid var(--line);border-radius:16px;background:#fff}.matrix-scroll:focus{outline:4px solid var(--aqua);outline-offset:3px}.pathway-table{width:100%;min-width:1080px;border-collapse:collapse;font-size:14px;line-height:1.42}.pathway-table caption{text-align:left;padding:14px 16px;font-weight:700}.pathway-table th{background:var(--navy);color:#fff;text-align:left;vertical-align:bottom;padding:12px;border-right:1px solid rgba(255,255,255,.22)}.pathway-table td{vertical-align:top;padding:14px 12px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.pathway-table tbody tr:nth-child(even){background:#f7f9fc}.pathway-table td strong,.pathway-table td span{display:block}.pathway-table td strong:not(:first-child){margin-top:10px}.source-link{display:inline-block;margin-top:10px;color:#064f80;font-weight:750;text-decoration:underline;text-underline-offset:3px}.verification-line{font-size:14px;color:var(--muted)}.quote-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;align-items:start}.quote-card{min-width:0;margin:0;padding:18px;border:2px solid var(--navy2);border-radius:16px;background:#fff}.quote-card legend{padding:0 10px;font-size:20px;font-weight:850;color:var(--navy)}.quote-field{margin:0 0 16px}.quote-field label,.quote-field small{display:block}.quote-field label{font-weight:750}.quote-field small{min-height:2.8em;color:var(--muted);line-height:1.35;margin:3px 0 7px}.quote-field textarea,.quote-field select{width:100%;min-height:44px;padding:9px 10px;border:1px solid #8b97aa;border-radius:8px;background:#fff;color:var(--ink);resize:vertical}.quote-field textarea:focus,.quote-field select:focus,.print-button:focus-visible,a:focus-visible,button:focus-visible{outline:4px solid var(--aqua);outline-offset:3px}.tool-conditions{margin-top:24px;padding:16px;background:#fff;border-left:5px solid var(--coral)}.lead-after-tool{display:grid;grid-template-columns:minmax(0,.72fr) minmax(500px,1.28fr);gap:44px;align-items:start}.lead-section{background:#fff}
@media (max-width:900px){.tool-heading{align-items:start;flex-direction:column}.matrix-notices,.quote-grid,.lead-after-tool{grid-template-columns:1fr}.lead-after-tool{gap:20px}.quote-field small{min-height:0}.container{width:min(calc(100% - 28px),var(--max))}.matrix-scroll-hint{display:block}.pathway-table{font-size:13px}}
@page{size:A4 landscape;margin:7mm}
@media print{html,body{background:#fff!important;color:#000!important;font:7pt/1.18 Arial,sans-serif}.matrix-scroll-hint{display:none!important}html{scroll-behavior:auto}.site-header,.site-footer,[data-print-hidden],.print-button{display:none!important}main>:not(.pathway-tool):not(.quote-tool){display:none!important}.container{width:100%!important;max-width:none!important;margin:0!important}.section{padding:0!important}.pathway-tool{break-after:page}.pathway-tool .tool-heading{display:block;margin:0 0 2mm}.pathway-tool .eyebrow,.quote-tool .eyebrow{display:none}.pathway-tool h2,.quote-tool h2{font-size:14pt;margin:0 0 1mm}.pathway-tool .tool-heading p,.quote-heading p{margin:0}.privacy-note{padding:1.5mm 2mm;margin:1.5mm 0;border:1px solid #000;background:#fff}.matrix-notices{display:grid;grid-template-columns:1fr 1fr;gap:2mm;margin:1.5mm 0}.matrix-notices p{padding:1.5mm;border:1px solid #555;background:#fff}.matrix-scroll{overflow:visible;border:0}.pathway-table{min-width:0;width:100%;table-layout:fixed;font-size:7pt;line-height:1.1}.pathway-table caption{padding:1mm 0}.pathway-table th{padding:1mm;background:#ddd!important;color:#000!important;border:1px solid #444}.pathway-table td{padding:1mm;border:1px solid #777}.pathway-table .print-detail{display:none!important}.pathway-table td strong:not(:first-child),.source-link{margin-top:.7mm}.source-link{font-size:6pt;color:#000;overflow-wrap:anywhere}.verification-line{margin:1mm 0;color:#000}.quote-tool{break-before:page}.quote-tool .section-head{display:block;margin:0}.quote-tool .section-head p{max-width:none}.quote-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2mm}.quote-card{padding:1.5mm;border:1px solid #000;border-radius:0}.quote-card legend{font-size:10pt}.quote-field{display:grid;grid-template-columns:36% 64%;gap:1mm;margin:0 0 .8mm;break-inside:avoid}.quote-field label{font-size:6pt;line-height:1.05}.quote-field small{display:none}.quote-field textarea,.quote-field select{min-height:4.2mm;height:4.2mm;padding:.2mm 1mm;border:1px solid #777;border-radius:0;font-size:6pt;resize:none}.tool-conditions{margin:1mm 0 0;padding:1mm;border:1px solid #000;background:#fff;font-size:6pt}}